Our services
Every loan we help you find, in detail
Growthora doesn't lend directly. We match your requirement with lending partners across these five categories and help you compare real offers. Rates and figures below are indicative and vary by partner and profile.
Personal Loan
Funds for life, on your terms
Unsecured financing for weddings, travel, medical needs, education or consolidating high-interest debt. No collateral, minimal paperwork, and quick disbursal through our lending partners.
- Rate from
- 10.49% p.a.
- Amount
- ₹50,000 – ₹40 Lakh
- Tenure
- 12 – 60 months
Best for: Salaried & self-employed individuals
Apply for personal loanKey features
- No collateral required
- Flexible repayment tenure
- Minimal documentation
- Disbursal in as little as 24–72 hours
Eligibility
- Age 21–60 years
- Salaried or self-employed with steady income
- Minimum monthly income as per partner norms
- Indian resident with valid KYC
Documents
- PAN & Aadhaar (KYC)
- Latest salary slips / income proof
- Bank statements (last 3–6 months)
- Passport-size photograph
Home Loan
Move into the home you've earned
Competitive housing finance for purchase, construction, plot + construction, or balance transfer. We compare offers across partners so you lock in a rate that fits a 15–30 year commitment.
- Rate from
- 8.35% p.a.
- Amount
- ₹5 Lakh – ₹5 Crore
- Tenure
- Up to 30 years
Best for: First-time buyers & balance-transfer seekers
Apply for home loanKey features
- Long repayment tenure for low EMIs
- Balance transfer to reduce interest
- Top-up loan options
- Guidance on tax benefits
Eligibility
- Age 21–65 years (at loan maturity)
- Stable income and repayment capacity
- Clear, marketable property title
- Satisfactory credit history
Documents
- PAN & Aadhaar (KYC)
- Income proof (salary slips / ITR)
- Bank statements (6–12 months)
- Property documents & agreement
Gold Loan
Let your gold work while you keep it safe
Borrow against your gold jewellery and coins at attractive rates. Secured lending means faster approval and lower interest, with your gold stored under insured, audited custody.
- Rate from
- 9.00% p.a.
- Amount
- ₹10,000 – ₹50 Lakh
- Tenure
- 3 – 36 months
Best for: Quick liquidity without selling assets
Apply for gold loanKey features
- High per-gram valuation
- Same-day disbursal in most cases
- Insured, secure storage
- Flexible repayment & part-payment
Eligibility
- Age 18 years and above
- Owner of the gold being pledged
- Gold of acceptable purity (typically 18–24 carat)
- Valid KYC documents
Documents
- PAN & Aadhaar (KYC)
- Address proof
- Passport-size photograph
- The gold to be pledged (valued at branch)
Business Loan
Capital that keeps pace with growth
Working capital, equipment finance, and expansion funding for MSMEs, traders and entrepreneurs. Collateral-free options available based on turnover and credit profile.
- Rate from
- 13.00% p.a.
- Amount
- ₹1 Lakh – ₹2 Crore
- Tenure
- 12 – 48 months
Best for: MSMEs, traders & growing enterprises
Apply for business loanKey features
- Collateral-free options available
- Overdraft & term loan structures
- GST & bank-statement based eligibility
- Funding for inventory, equipment & expansion
Eligibility
- Business vintage as per partner norms (often 1–3 years)
- Minimum annual turnover criteria
- GST registration where applicable
- Healthy bank-statement and credit profile
Documents
- PAN & Aadhaar of proprietor / directors
- Business registration & GST returns
- Bank statements (6–12 months)
- ITR and financial statements
Payday Loan
A short bridge to your next salary
Small-ticket, short-tenure advances to cover urgent expenses before payday. Designed for genuine short-term gaps — we encourage borrowing only what you can comfortably repay on your next salary.
- Rate from
- Varies by partner
- Amount
- ₹3,000 – ₹2 Lakh
- Tenure
- 7 – 90 days
Best for: Salaried individuals with urgent, short-term needs
Apply for payday loanKey features
- Fast eligibility decision
- Short, salary-aligned tenure
- Transparent fees shown upfront
- Borrow responsibly — only what you can repay
Eligibility
- Salaried individual with a regular monthly salary
- Age 21 years and above
- Active bank account where salary is credited
- Valid KYC and proof of employment
Documents
- PAN & Aadhaar (KYC)
- Latest salary slip
- Bank statement showing salary credit
- Employment proof
Not sure which loan fits?
Tell us your goal and we'll point you to the right product and the partners most likely to say yes. No cost, no obligation.