1. Who we are
Growthora is a loan aggregation and referral platform operated by Growthaura Services Private Limited, having its registered office atNo. 472/7, Balaji Arcade, AVS Compound, 20th L Cross Road, AVS Layout, Ejipura, Koramangala, Bengaluru – 560095. We connect borrowers with third-party lending partners. We do not lend money ourselves.
2. Information we collect
We may collect the following categories of information:
- Identity & contact details — name, phone number, email address, and address.
- Financial information — income, employment, existing obligations, loan requirements and similar details you provide to help us match you with lenders.
- Usage data — device, browser, IP address and how you interact with our website, collected via cookies and similar technologies.
Our credit score checker runs in your browser and does not transmit or store the figures you enter on our servers.
3. How we use your information
- To match your requirements with suitable lending partners.
- To share your application details with lenders you choose, so they can assess and respond.
- To communicate with you about your enquiries and offers.
- To improve our website, services and customer experience.
- To comply with legal, regulatory and audit obligations.
4. How we share your information
We share your information with lending partners relevant to your request, and with service providers who help us operate (for example, hosting, analytics and communications providers), under appropriate confidentiality obligations. We may also disclose information where required by law or to protect our rights. We do not sell your personal information.
5. Consent
By submitting your details, you consent to us sharing them with relevant lending partners and to being contacted by us and those partners regarding your enquiry, including via phone, SMS, email and messaging services. You may withdraw consent at any time by contacting us, though this may limit our ability to provide the service.
6. Data retention & security
We retain your information for as long as necessary to provide our services and to meet legal obligations. We apply reasonable technical and organisational measures to protect your information; however, no method of transmission or storage is completely secure.
7. Your rights
Subject to applicable law, you may request access to, correction of, or deletion of your personal information, and you may opt out of marketing communications. To exercise these rights, contact us at the details below.
8. Cookies
We use cookies and similar technologies to operate the site, remember preferences and understand usage. You can control cookies through your browser settings; disabling them may affect some features.
9. Changes to this policy
We may update this policy from time to time. The “Last updated” date above reflects the latest revision. Continued use of our services after changes indicates acceptance of the updated policy.
10. Contact us
For privacy questions or requests, contact us at marketing@growthora.in or write to No. 472/7, Balaji Arcade, AVS Compound, 20th L Cross Road, AVS Layout, Ejipura, Koramangala, Bengaluru – 560095.